Effective date: 09/19/2007

This privacy policy covers the collection and use of information for the website, www.refinancemortgagebrokers.com ("this website" or "we"). This website is owned by:

This website matches consumers seeking mortgage services with providers of those products or services. We do this by collecting certain information about you and providing links to advertising partner websites that offer products or services that you are seeking. The information contained on this website is provided as a free service. We may derive income when visitors click on links going to advertising partner sites or submit personal information via online forms at these other sites. In order to track these clicks, this website uses cookies and Web beacons, as described below. Please remember that when you click on the links to advertising partner websites, you leave this website. Any information that you submit on other websites is governed by the privacy policy of that other site. We have no control over what is done with the information that you submit to other sites. We strongly encourage you to read the privacy policies of any website to which you provide personal information.

Collection and Use of Personally-Identifiable Information
"Personally-identifiable information" is information that can be used to identify or contact you, like your name, telephone number, and email address. If this website offers businesses the opportunity to advertise on or join LinkShare's publisher network, we may ask such potential clients for their contact information at their company, the company's name, physical address and website URL, and we will use that information to respond to those inquiries. This information may be stored on servers in the United States, either by us or by agents that are restricted to storing and processing such information on our behalf and according to our instructions. Such information is usually deleted as space requires or in the normal course of business, but can be amended or deleted upon request. To update information you may have submitted to this website for business-related inquiries about LinkShare's service offerings, please contact your LinkShare account manager or sales representative.

This website is not directed at or intended to be used by people under 13 years of age. This website does not knowingly collect personally-identifiable information from anyone under the age of 13. If this website is made aware that it has received personally-identifiable information from someone under 13, we will use reasonable efforts to remove that information from our records.

Collection and Use of Non-Personally-Identifiable Information
"Non-personally identifiable information" is information that cannot identify a particular person. This type of information includes a visitor's Internet Service Provider, a computer's operating system and browser type. In addition to this information, our Web servers record the date and time a visitor's browser contacts our site, the browser version, IP address used, and the search term that directed the visitor to our site in our log files. We use this log file data to administer the website, analyze website usage and gather broad demographic information for aggregate use. We do not link IP addresses to personally identifiable information.

Cookies and Web Beacons
We use cookies and Web beacons at this website. A "cookie" is a small text file that contains a string of letters, numbers and characters. Internet browsers store "persistent cookies" in a folder on your computer where they remain until the cookies expire or you delete them. "Session cookies" disappear when you close your Internet browser. Web beacons, also known as "pixel tags" or "clear GIFs," are tiny graphics on a Web page that can be used to transmit information about a website's visitors. This website may use both persistent and session cookies as well as Web beacons to keep track of those browsers that click through to our advertising partners' sites. The tracking code contained in these cookies may be encrypted for security purposes. You have the ability to accept or decline cookies by modifying the settings in your Web browser. For more information about how you can control cookies, please click here.

Information Sharing or Disclosure
Personally-identifiable information that you submit to this website, as described above, may be shared with other LinkShare divisions, with agents that perform work for us, and among any corporate affiliates, but will not be transferred to unrelated third parties unless we have your permission to do so. Please note, however, that your personally-identifiable information may be subject to disclosure pursuant to law. Also, in the event of bankruptcy or if all or part of the company is sold, merged or otherwise transferred to another entity, the information that you have provided to this website may be transferred as part of that transaction. We will, however, take reasonable steps to ensure that such information is used in a manner consistent with the privacy policy under which it was collected.

In order to ensure that this website is credited for visitors that click through to our advertising partners' sites, we may share with our advertising partners the encrypted tracking code that some cookies may contain. This information is not personally-identifiable.

Third Party Cookies and Advertisements
We may allow advertisers and other third parties to place cookies onto your computer when you visit our website. These vendors may use information about the ads you view on this and other websites in order to provide advertisements targeted to your interests. If you would like more information about these practices and to learn your choices about not having this information used to target ads to you, please click here.

Security
We have implemented reasonable security measures in order to protect information collected through this website from loss, misuse and unauthorized access, disclosure, alteration or destruction. Please note, however, that no method of transmission over the Internet, or method of electronic storage is 100% secure.

Changes to this Privacy Policy
This privacy policy is subject to change. If we make any material or substantive changes in the way that we use the personally-identifiable information collected through this website (www.refinancemortgagebrokers.com), we will post a clear and conspicuous notice of those changes on the website and in this privacy policy.

Contact Information
If you have any questions about this privacy policy, you can contact us via postal mail, c/o , at
215 Park Avenue South, 9th Floor
New York, NY 10003
or by email at .